heloc我用boa的,第一年优惠利率是2.99,第二年开始是variable rate,根据当时的primate rate加0.75个点,如果你有boa checking 还会有额外的discount rate. 没有closing fee, annual fee. early pay off fee applies to the first 3 year, about $500. 如果第一年以后觉得variable rate太高,可以选择pay off。 我的primary loan rate是2.87,没有受到影响。 |